Collection
Living with Disability
Canada's disability money system, told as a story.
Canada's disability money system — the Disability Tax Credit, the RDSP, CPP-D, AISH, and benefit-preserving trusts — is dense, high-stakes, and almost never told as a story. This collection follows three lives through it, one human decision at a time. Each story runs from Budgeting into Investing and Retirement, so you can follow one life all the way through, or read the one book that matches where you are.
The stories
Each follows one life across topics. Read a whole story in order, or jump to the book that fits where you are.
Ray Okafor
Identified later in life, at 54.A stroke ends Ray's working life mid-career. He rebuilds on disability income and faces the doors that may have closed with age — honest, not sugar-coated.
Hannah & Dale Whitfield
Raising Owen, their son with a disability.When four-year-old Owen is diagnosed, the Whitfields start a forty-year plan — the RDSP as a compounding machine, and a future for a child who will outlive them.
Jesse Cardinal
An invisible, episodic disability — ADHD at 33.Diagnosed with ADHD at 33, Jesse learns that ordinary money advice fails an ADHD brain — and that automation is the accommodation.